Hit and Run
San Antonio Lawyer for Hit and Run Accidents
Hit and Run Accidents
Is it possible to get compensation from a Texas hit and run accident? Believe it or not, despite the lack of accountability on the part of the driver, you absolutely can.
Who pays? If you have an uninsured/underinsured motorist policy, your insurance does.
Chances are good that you do have UM/UIM coverage, since Texas law requires you to reject this coverage in writing if you choose not to pay for it. The policy will pay out to your policy limits, just as if you were hit by an uninsured motorist.
There’s also a good chance the police will be able to locate the driver, who will now be charged with a felony. If the driver had insurance after all, you may be able to sue for damages.
Get an Official Police Report
Since a crime has taken place you should always call the police after a hit and run accident. Provide all the details you can remember. Were you able to remember a partial plate number? Can you describe the make, model, or color of the vehicle? Did you see any details about the driver?
Be sure to get a copy of the report, as you’ll need it throughout your case.
If you are unconscious after your accident the police will come speak to you after you have received medical care.
Get Medical Treatment
Seeking prompt medical attention should be your first priority after you speak to the police. Never turn down treatment or say, “I’m okay.” Insurance companies can use those two little words against you. Remember, your insurance company won’t be any more eager to pay than the other driver’s.
Keep copies of medical bills, discharge instructions, prescriptions, and all other medical records.
This medical evidence, along with your police report, will be the primary evidence you have to make a claim against your insurance company. Reporting a hit and run accident is one way people commit insurance fraud. Insurance companies are hypervigilant about losing money to false reporting. If there were no other witnesses, you’ll need all this document to reassure them that you’re telling the truth.
Contact a Texas Hit and Run Attorney Right Away
An attorney can file the claim on your behalf, and your chances of getting a payout are better when they do. Your own insurance company may try to trick you into making statements or signing paperwork that keeps you from getting the compensation you’re entitled to.
Your attorney will also be familiar with the case and ready to spring into action in the event that the other driver is found and can be held accountable for their actions. People commit hit and runs because they don’t have driver’s licenses, have outstanding tickets, have warrants for their arrest, are driving stolen cars, or because they don’t have car insurance. Some even do it because they’re driving company cars and are worried about their jobs.
In some of those cases, there will be far more money to recover, including punitive damages.
Partnering with an attorney is risk-free since we get paid on contingency. Contact the Law Office of Eric Ramos today for a free consultation, and to get the help you need with your case.
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