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Rear-End or Merge Crash With “Shared Fault”? How to Flip the Adjuster’s Narrative in Texas

by Eric Ramos Law | Tuesday, December 9, 2025 | Auto Accident Blog

When a rear-end or merge crash happens in Texas, insurers often reach for the same playbook: call it “shared fault,” cut your payout, and move on. The truth is more nuanced. Texas uses modified comparative negligence (the 51% bar rule). That means your recovery is...

No Health Insurance After a Crash? LOPs, Hospital Liens, and Getting Care Without Coverage

by Eric Ramos Law | Tuesday, December 9, 2025 | Auto Accident Blog

If you were injured in a wreck around San Antonio or Laredo and you don’t have health insurance, you still have a path to timely care. Between letters of protection (LOPs), hospital liens, and strategic use of auto coverages, you can see doctors, document your...

Dashcam Footage in Texas Injury Claims: What To Do in the First 72 Hours

by Eric Ramos Law | Monday, October 27, 2025 | Accident News, Auto Accident Blog

If you drive in Texas, a dashcam can be the difference between a he said, she said and a clear, persuasive story. But video alone is not enough. What you do in the first 72 hours after a crash often decides whether your footage becomes powerful evidence or a lost...

Do I Qualify? 7 Fast Thresholds After a Texas Crash

by Eric Ramos Law | Sunday, October 26, 2025 | Auto Accident Blog

If you were just in a wreck in San Antonio or anywhere in Texas and you’re wondering, “Do I even have a case?”, this quick guide is for you. Below are seven fast thresholds our team uses in early case reviews, a practical take we use across our Legal Concepts hub to...

Can You Sue the City After a Public Transit Accident in Texas?

by Eric Ramos Law | Monday, July 21, 2025 | Auto Accident Blog

If you’ve been injured in a public transit accident involving a city bus, train, or municipal vehicle, you might be asking: Can I sue the city? The answer in Texas is yes, under specific conditions and tight deadlines. At Eric Ramos Law, PLLC, we help victims of...

Whiplash Injuries: The 7-Step Legal Checklist to Protect Your Rights in Texas

by Eric Ramos Law | Monday, July 21, 2025 | Auto Accident Blog

Whiplash is one of the most common injuries in Texas car accidents, especially rear-end collisions, but it’s also one of the most misunderstood. Often dismissed as “minor,” whiplash can lead to long-term neck pain, migraines, and even spinal damage. If you’ve...
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Recent Posts

  • Rear-End or Merge Crash With “Shared Fault”? How to Flip the Adjuster’s Narrative in Texas
  • No Health Insurance After a Crash? LOPs, Hospital Liens, and Getting Care Without Coverage
  • Free Consult, Real Prep: The 20-Minute Case Pack That Speeds Up Your Claim
  • Dashcam Footage in Texas Injury Claims: What To Do in the First 72 Hours
  • Do I Qualify? 7 Fast Thresholds After a Texas Crash

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