Getting into a car accident is always a stressful and concerning situation, but it can be even more complicated if the accident occurs while you’re driving a company car. In this article, we’ll explore what happens if you find yourself in this situation and the steps you should take to ensure a smooth resolution.

Reporting the Accident

AFTER getting medical attention, the next most important step is to report the accident to your employer as soon as possible. Most companies have specific protocols in place for reporting accidents, so familiarize yourself with your company’s policy ahead of time. Immediate reporting is also important for insurance purposes and can help protect you and your employer from potential legal issues. If you’re injured, you should also contact a San Antonio work injury lawyer.

Insurance Coverage

When you’re driving a company car, your employer’s insurance policy typically covers the vehicle. This means that your personal auto insurance likely won’t come into play. However, it’s essential to understand the specifics of your company’s insurance policy, including any deductibles or limitations on coverage.

Determining Fault

As with any car accident, determining fault is a critical aspect of the process. If the accident was caused by another driver, your company’s insurance provider will likely seek to recover damages from the at-fault party’s insurance company with the help of the San Antonio car accident lawyers at Eric Ramos Law, PLLC. If you are found to be at fault, your company’s insurance will typically cover the damages, but there may be consequences for you as an employee, depending on your company’s policies and the circumstances of the accident.

Potential Consequences

The consequences of getting into an accident in a company car can vary depending on the severity of the accident and your company’s policies. Some potential outcomes may include:

1. Disciplinary action, such as a written warning or even termination of employment, especially if the accident was caused by reckless or negligent behavior.
2. Required completion of a defensive driving course or additional safety training.
3. Temporary or permanent loss of company car privileges.
4. Personal financial responsibility for any deductibles or damages not covered by insurance.

How Can You Protect Yourself?

To minimize the risk of accidents and protect yourself in the event of an incident, always adhere to safe driving practices and follow your company’s policies regarding the use of company vehicles. To minimize the risk of legal consequences or to make an injury claim against the other driver, contact an experienced San Antonio personal injury lawyer.

Eric Ramos Law, PLLC

Personal Injury Attorney

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